I have been investing in several alternative investment platforms across the globe to diversify and earn passive income. Over the last 5 years, I have generated a net return of >18% on my Portfolio of investments and trading strategies with calculated risk.
I share all my insights and firsthand experience on this blog. If you are new to the world of alternative investments, start from this post!
Alternative Investments Types in India
Generate 2-3x Returns then Fixed Deposits
Ideal for beginners as a starting point. Someone who is from India and wants to create his own alternative investment portfolio. Following are the top 5 alternative investment platforms in India.
| Platform | Description | Minimum Investment | Avg Returns | Detailed Review |
|---|---|---|---|---|
| Jiraaf *New* | All in one platform for Alternative Investment Opportunities-corporate bonds, invoice discounting, asset leasing, etc. | Rs.100000 | 12-20% | Jiraaf Review |
| TradeCred | Invest in invoices of bluechip companies | Rs.50000 | 12-13% | TradeCred Review |
| Liquiloans | Secure peer to peer lending | Rs.50000 | 8-10% | Liquiloans Review |
| Grip Invest | Invest in physical assets like Ebikes, equipment's leased to startups and large companies | Rs.20000 | 12-13% (Tax Exempted) | Grip Invest Review |
| Wint Wealth | Invest in Covered Bonds offered by various regulated companies | Rs.10000 | 10-11% | Wint Wealth Review |
| Pyse | Invest in Green Energy generating assets | Rs.5000 | 11-13% (Tax Exempted) | Pyse Review |
| Klubworks | Revenue based financing to popular and funded Indian startups | Rs.250000 | 17-24% | Klubworks Review |
| Lendbox | P2P Loans, Invoice Discounting, Settlement Financing Opportunities | Rs.10000 | 10-14% | Lendbox Review |
Apart from the above-mentioned platforms, there are several other platforms and alternative Investment Strategies worth investing in India. Most of them are listed below.
| Platform | Description | Avg Returns | Detailed Review |
|---|---|---|---|
| Finzy | Best P2P lending Platform in India | 13-17% | Finzy Review |
| 12% Club (Powered by BharatPe) | Borrowing and lending platform. Earn interest on funds. | 12% | 12% Club Review |
| Cashkumar | Financing Retailer and Wholesalers Stock Purchases | 12-14% (Low Risk Option) | Cashkumar Review |
| GoldenPi | India’s biggest bond platform | 8-12% | GoldenPi Review |
| Stockal | Platform to Invest in Global ETF and stocks | Equity Exposure | Stockal Review |
| Vested | Similar to Stockal but better for trading as zero commission on stocks | Equity Exposure | |
| IndiaP2P | India's first P2P with physical branches and only women loan | 16-18% | IndiaP2P Review |
Global Alternative Investments
Spread out risk and invest with alternative investment platforms across the globe
Suggested for intermediates once you have invested in the alternative investment funds in India mentioned in the previous section. To invest globally in alternative investment, you require an account with Winvesta . It’s India’s first fully compliant multicurrency account to access global alternative investment platforms. You can also signup on the Winvesta US broking account for free using code RDIMES. Instarem is the cheapest money transfer service available in India however for investing use a bank account to transfer to your IBAN account.
| Platform Name | Description | Minimum Investment | Avg Returns |
|---|---|---|---|
| EstateGuru | Europe’s best platform for Real Estate backed Lending | 50 Euro | 10-12% |
| Evostate | Aggregator of top Real Estate back Lending Platform | 50 Euro | 10-13% |
| Heavyfinance | P2P Loans secured by Farm Machinery | 50 Euro | 11-14% |
| Lendermarket | P2P Platform with Buy Back Guarantee and Short term loans | 10 Euro | 14% |
| PeerBerry | Another great P2P Platform with buyback guarantee | 50 Euro | 11-12% |
| Reinvest24 | Invest in fractional Real Estate in Europe | 50 Euro | 12-14% |
| Raison | Pre IPO investment in top global company | 50 Euro | 20-30% |
Investing in Crypto Currency from India
To invest in a crypto currency like Bitcoin, Ethereum, and several altcoins, you need to create an account with either one of the following crypto exchanges from India-
- Wazirx (Most Popular Exchange in India- Recommended)
- Vauld (Accepts INR Transfer from Bank Easily)
- Binance (Most popular globally)
Once you have made an account with these exchanges, deposit INR using your bank account, buy stablecoin USDT (similar to USD) and use it to buy/invest in crypto assets of your choice.
Crypto Savings Accounts (Deposit Crypto and Earn Interest)
| Name | Avg Returns | Signup Offer (Valid if you signup using link in 1st column) |
|---|---|---|
| Celsius Network | 11.6% | 20 USD bonus |
| Vauld | 12.5% | 5 USD bonus |
| BlockFi | 8.6% | 20 USD bonus |
| Youhodler | 12.7% | 5 USD bonus |
| KuCoin | 10-50% | 20% discount Trading Fees |
Crypto Hedge Funds
If you want to take higher risk and get exponential returns on your crypto investments, signup on the below platforms:
- Iconomi
Just click and copy Fund Managers of your preference. You can see the historical performance and their portfolio. - Deribit
Best platform to trade crypto derivatives. You can hedge your crypto exposure or trade derivatives like a pro.
Upcoming Platforms
- Legalpay (Promo code FV48G4 ) – Invest in Lawsuits to generate High Yield through India’s first Litigation Finance platform (25-20%)
- Growpital(Promo code GROWRDIMES)– Invest in Farmlands to get up to 16% returns
About Me
He is a finance enthusiast who enjoys exploring innovative asset classes and platforms. He has a professional experience of 13+ years working with multinational financial companies in derivative trading strategies, portfolio construction, derivative overlays, and quantitative tax optimization.
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Mail me your queries at info@randomdimes.com
