If it comes down to choosing Between the two : Arbitrage Fund wins hands down. Let’s take example for people who are in 30% tax slab as it will make the difference more stark. Why do you use Liquid Fund? 1. Liquidity As the name suggest people use it for liquidity. If you take out money […]
Month: May 2019
P2P Platform Risk Adjusted Return Comparison
Each platform has different types of Loans and different Returns. How do we compare the platform Returns. An easy way is to see for each category how much Return you are making after factoring in the Fees and NPA. I have two ways of doing it. One is to rely on platform published data and […]
Review of OMLP2P
People who have been investing in P2P for a while would agree how difficult it becomes beyond a point to find new borrowers.The only way to tackle is to find more platforms and spread your capital across them.In this process I have recently started investing in OMLP2P . It is too early to comment how […]
Portfolio Diversification and Alternate Investment
It is known fact that diversification helps in reduction of total risk . Conventional portfolio use this principle and diversify between bonds and equity etc. This is the foundation of modern portfolio Theory. Let’s take an example . Mr X is 30 year old. Conventional wisdom say he should invest 70% in equity and 30% […]
How to buy Corporate Bonds Online?
When it comes to investing in Debt most people look into only 2 options: Fixed Deposit Debt Mutual Funds Though these have their own advantages which I have covered earlier, one thing which they lack is liquidity . You end up paying either an exit fees or you have to wait till a stipulated period. […]
P2P Platform Analysis (April,2019)
This month I have made some significant changes in my portfolio. I will be adding a new P2P platform from this month called OMLP2P I have decided to stop my “unidentified risk” category investment in Lendenclub I will cover the rationale in detail .Let me start with the current month allocation and performance stats Portfolio […]
