P2P Portfolio Analysis(Sep)

Now my Alternate Investment Portfolio is composed of 3 assets: P2P invest ( approx Return 15-16%) Invoice Discounting (12-13%) Settlement Finance( 11-12% approx) Each has it’s own advantage in offering better liquidity or better return. The good part is all these 3 asset classes have low correlation with broad market and provide some stability to … Read more

Settlement Finance Investing@12%

What is settlement Finance and how does it fit in my asset allocation?What’s the difference between Invoice Discounting and Settlement Finance? I have covered Invoice Discounting in my earlier post: What is Invoice discounting? Invoice discounting is the practice of using company’s unpaid invoices to raise working capital & fulfil its financial needs. Traditionally, financial … Read more

P2P Portfolio Analysis(Aug)

This month I will cover a couple of topics apart from my overall portfolio Performance: How to choose invoices to invest in invoice discounting platform How to Manage your Liquidity efficiently Portfolio Composition Portfolio Changes: My portfolio composition has been changing recently based on availability of loans. I prefer to be able to check out … Read more

P2P Portfolio Analysis(July)

To enhance my portfolio diversification I have increased my investment in some of the platform which have been performing well and my initial investment had been low. viz OMLP2P  and FinancePeer. I have also decided to not increase my investment in Lendenclub and cashkumar  for now  primarily because  auto invest is very slow in these … Read more

P2P Portfolio Analysis (June,19)

This month I have added FinancePeer in my portfolio to take exposure to Education Loan borrowing. Apart from publishing my portfolio performance I will also cover : My Receivable Finance Portfolio Investment  Capital Structure of my investment and Liquidity Analysis Portfolio Composition May Allocation: June Allocation Portfolio Changes: I have started investing FinancePeer I have … Read more

Review of Financepeer P2P Platform

Financepeer is one of the P2P lending Platform which has received NBFC-P2P license. Financepeer Update* Currently due to high default rate I have temporarily discontinued Financepeer .I have been investing in other alternate Investment platform which have been performing really well like Klubworks ,Finzy , Tradeced ,GrowFix and Grip Invest  Background  Financepeer (Use Code MNJ6547) was setup in 2017 and is registered … Read more

12% Return alternative for Corporate FD

Lot of people invest in Corporate FD to gain some extra return over bank FD’s.  We know there is an element of risk as this is a form of unsecured lending and in event of company default capital maybe at risk. There is an alternate solution for people who can make 12%-15% which is much … Read more

P2P Portfolio Analysis (May,2019)

This month I  have added significant amount of capital to the platform which I had  less share uptill now . My goal is to have a more uniform allocation among different platform. This month I will also do a deep dive of my existing NPA across platforms Portfolio Composition April Allocation   May Allocation: Portfolio … Read more

Subscribe to the newsletter to get the latest information on Alternative Investments