Randomwalk Lot of people want to borrow money online. With so many P2P platform available it becomes very difficult to assess where we can get the best deal. I have prepared a comparison of various P2P borrowing Platform charges. Fees for each Interest rate category is given Rupee circle is the best platform for a … Read more
When it comes to investing in P2P platforms I have covered various aspects related to calculation of returns and factoring of defaults .One important factor in choosing a platform and duration loan I would want to add is Platform fees! How is the Fees calculated? Each platform has its own method of levying the charges.Some … Read more
I have been publishing my P2P portfolio every month .Another arsenal people can add to their investment portfolio is Credit Risk Fund. Why to use? Everybody does not have a 10-15 year horizon which is the requirement for an equity portfolio to get decent returns.Even then a large cap fund will not deliver more than … Read more
Wish you all a very happy new Year I am publishing my latest P2P returns and performance.Will also provide comparison with my last month portfolio performance.I have evaluated more than 10-11 platforms before investing in these Portfolio Synopsis: I have been investing in 3 platforms actively for the past 12 months. I have added couple … Read more
Everybody knows that emergency fund is absolutely necessary. Nobody likes to have unforeseen expenditure but we can never know when bad luck knocks at our door.could be in the form of medical emergency, a layoff, car repair, a close friend’s requirement How do we park our money in emergency fund and what impact it can … Read more
Hi everybody, From this month I will publish my monthly P2P returns and performance.Also I will show how to perform analysis to make the most out of your investment. Portfolio Synopsis: I have been investing in 3 platforms actively for the past 11 months. I will evaluate all the 3 platforms and how I manage … Read more
I will be covering the top P2P platform month on month performance in terms of returns and defaults.It will be helpful for people to identify improvement or decline in platform performance and thus make decision based on it.The data has been collected from their website. 4 Platform which I am covering as of now are: … Read more
Most of the answers support either buying a house or investing in mutual funds.The case is not that one sided . It depends on many factors such as: cost of interest House appreciation Mutual Funds Return Rental yield. Leverage ratio to buy house I will show you how slight change in any factor can make … Read more
People tend to think about returns while investing but overlook the taxation part which has a big impact on net returns. Example : Lot of people park money in liquid fund but its not very efficient for a person in 30% tax slab as most of his returns go away in tax!! I have created … Read more
I have been actively following the P2P market in India.Having tried some of the platform with my own money I was able to short list some of the most consistent players.One big factor I consider while investing is ,how open the platform is in sharing its loan performance data .I have compiled the loan performance … Read more
