Alternative Investment Portfolio Performance – June 2021

Robinhood 101 - Imgflip

Alternative data has become a bigger trigger for investment decision than fundamental. Hence Twitter and Reddit are the new go to places for getting information

Even the broad market is just following macro data while ignoring stock valuation.Global PMI data and employment data was better than expected.Hence the positive narrative drove equities Up. Though the near term biggest fear in market is of a mutant virus which can play spoilsport to the economic revival

US employment data

Back Home earning season has started and Traders should brace for volatility

Earnings June Quarter

My Alternative Investment Portfolio Performance

Bitcoin Memes (@bitcoin_memes_) | Twitter

The past month saw Bitcoin suffer, ending down around 6%. This was a result of Jitters in traditional markets, intensified Chinese regulatory action (including a shutdown of all mining activity), UK’s financial regulator clamping down on Binance, and environmental issues all contributed towards the sell-off. However Bitcoin Mining Council announced that the Bitcoin mining electricity mix was 56% sustainable in Q2 2021. In addition,Elon Musk has agreed to discuss Bitcoin publicly with Twitter and Square founder Jack Dorsey on July 21st (BTC Traders mark the date!)

Yield Generation Alternative Investment Platform Performance (Annualized)

Alternative Investment
Red Highlighted Paused

Capital Gain Alternative Investment Performance (Quarter Performance)

This quarter Trading has been more fruitful than my investment as choppy market gave good opportunities to trade

Capital gain Asset

Structured Lending Investment

PlatformReturnNPA
GRIP Invest13% (post tax)Nil
Klubworks22%Nil
GrowFix(Wealth Wint)10%-11.00%Nil
Pyse
(referral code RANDOMDIMES01)
12%(post tax)Nil
  • Wealth Wint latest offering got subscribed within 3 hours!
  • Grip provides more regular investment hence easier to plan investment
  • All my cashflow in ,Klubworks,GrowFix and Grip Invest are as per plan
  • Pyse is launching Tata deal on 5th July
  • Klubworks deals get subscribed super quick,so you need to actively track issue opening date
  • I invested in Smoor on Klubworks

New Deals

klubwork deals
Klubworks deal
Grip invest deals
GripInvest
Pyse Deals
Pyse

Invoice Discounting and Settlement Finance

PlatformReturnNPA
TradeCred12%Nil
Lendbox(settlement Finance)12%Nil
  • There was some technical withdrawal issue with TradeCred which has been sorted
  • I will monitor Lendbox settlement finance for another 3 months before increasing capital as my experience with most P2P has not been great.

New Deals

lendbox deals
Lendbox

International Real Estate and P2P

PlatformReturnCurrent NPA
Heavyfinance12%
Crowdestor(currently paused)15%3.5%
EstateGuru11%
PeerBerry 10.50%
Evostate (Aggregator Platform)12%
Bulkestate12%
Lendermarket14%
RealT US High Yield Property(crypto based)11%Rental yield
Reinvest2411.5%Rent+capital gain
  • I have stopped new loans on Crowdestor as there have been few delay in repayment
  • EvoState has some great projects listed

International Equity

Surveying the recent stretch of records for the S&P 500 Index, you’d be tempted to think that when it comes to markets, everything is awesome. This is because Inflation fears have eased, economic indicators are strengthening and the Federal Reserve remains accommodative.

However Investors are taking risk off the table as the fast-spreading delta variant of the coronavirus causes fresh outbreaks in many parts of the world.Honestly I feel a forever expensive reset of market is a bigger risk.In the long run you would be taking so much risk for paltry dividend along with reinvestment risk, new future investment risk !

Crypto Lending Investing

PlatformReturn
KuCoin 10%-60%(market dependent)
Celsius Network 11.5%
BlockFi 8.6%
Youhodler12.7%
Vauld12.6%
  • My current yield across platforms including arbitrage is close to 12%
  • Celsius is offering 40$ for depositing USDT (code 133908fe3e)
  • Vauld is a great platform if you are looking to transfer INR through bank for buying USDT

Crypto Investment

PlatformQuarter Return
Crypto Hedge Fund Iconomi-19%
Crypto Hedge Fund Ember
Crypto Hedging Deribit27%
Bitcoin Trading(Wazirx/Binance)10%
  • I have booked my BTC hedges as volatility is dropping which means option prices can drop ,so best is to book profits timely

P2P Lending Investment

Current allocation:

  • Rupeecircle- 15%
  • I2IFunding- 25%
  • Finzy- 35%
  • Lendbox-25%
PlatformLoans SelectedYieldNPA 
I2IFundingCooperative banks backed loans,E-Rickshaw backed loans,education loan,NBFC backed loans(Monedo etc) Group loans14%5%
Rupee Circle(paused as no new loans temporarily)Small business/salariedloans to people with own house and low EMI to Earning Ration16%5%
FINZY Prime Borrowers,High Salary ,A category14.2%3%
Faircent(Onlypool Loans/Education loans)credit pool loan11%1%
  • Due to second lockdown still careful with new loans unless there is more clarity
  • FINZY has started increasing loan flow as lockdown has started easing

Other Alternative Assets

PlatformAssets
GoldFinXGoldMines
METEX Palladium/Platinum
Vinovest Exotic Wines
  •  All these asset class will do well if inflation stays across the board in 2021-2022

Leave a Comment