Randomwalk I have covered various high yielding assets which can be used in the portfolio to enhance returns. Most people do not know that they can use their existing long term stock or ETF holding to generate yield. One of the easiest strategy is called Buy Write. This is a good strategy for people who think … Read more
This month I have added a new product available on Faircent. The new pool loans seems to be a good proposition and I thought I will give it a try . I would be investing only in pool loans in Faircent. Before I publish my performance I am briefly reviewing the some interesting loans available … Read more
Most retail investors invest in stocks , bonds and real estate as a part of their asset allocation.Though stocks and real estate are one of the primary driver of growing economy it leaves the allocation of a common man in the mercy of market movement and Real estate prices which by nature are very volatile.Most … Read more
How many of us are always scared of losing our job while a huge mortgage is hanging like a sword of damocles over our head. One of the main purpose of investing is to achieve a decent corpus which can help us to be financially Independent. Lot of people in pursuit of this invest based … Read more
Now my Alternate Investment Portfolio is composed of 3 assets: P2P invest ( approx Return 15-16%) Invoice Discounting (12-13%) Settlement Finance( 11-12% approx) Each has it’s own advantage in offering better liquidity or better return. The good part is all these 3 asset classes have low correlation with broad market and provide some stability to … Read more
What is settlement Finance and how does it fit in my asset allocation?What’s the difference between Invoice Discounting and Settlement Finance? I have covered Invoice Discounting in my earlier post: What is Invoice discounting? Invoice discounting is the practice of using company’s unpaid invoices to raise working capital & fulfil its financial needs. Traditionally, financial … Read more
Lot of People ask the question what is the right number of mutual funds in the portfolio.How to choose a mutual fund? There is no universal answer to it but we need to take a step back and think what we are doing when we buy a mutual fund. We are basically choosing a fund … Read more
This month I will cover a couple of topics apart from my overall portfolio Performance: How to choose invoices to invest in invoice discounting platform How to Manage your Liquidity efficiently Portfolio Composition Portfolio Changes: My portfolio composition has been changing recently based on availability of loans. I prefer to be able to check out … Read more
How would have a portfolio of just equity and bond funds performed vis-a-vis hybrid portfolio of (equity + Alternatives)? First let’s see how the equities performed in the last 12 months. I will take the Index performance for large cap, mid cap and small rather than some mutual fund as it will give a better … Read more
To enhance my portfolio diversification I have increased my investment in some of the platform which have been performing well and my initial investment had been low. viz OMLP2P and FinancePeer. I have also decided to not increase my investment in Lendenclub and cashkumar for now primarily because auto invest is very slow in these … Read more
