Alternative investment Portfolio – September’21

Government shutdown
Global markets were unnerved this month by a looming October government shutdown in the US, however, the shutdown was pushed out to December by a stop-gap agreement that managed to pass through Congress. A more comprehensive bill will need to be passed before December to avoid the potentially-catastrophic effects that would play out should the US government fail to meet their debt obligations. On the other side of the world fear of Evergrande’s contagion has made the market nervous.

Evergrande

My Alternative Investment Portfolio Performance

This month I have introduced a new platform – Hedonova. This provides everyone access to much-needed global alternative exposure which was missing for many people!

Hedonova Asset

Crypto has given impressive returns this month with Bitcoin and Ether close to the all-time high levels.

Yield Assets

Capital Gain Assets

Structured Lending Investment

PlatformReturnNPA
GRIP Invest12-13% (post tax)Nil
Klubworks22%Nil
GrowFix(Wealth Wint)10%-11.00%Nil
Pyse10%-11%(post tax)Nil
  • Wealth Wint will be offering senior secured bonds in the future instead of the covered bond as they will be issuing public bonds as the minimum ticket for private issuance in INR 10 lakh now
  • Grip has come up with Inventory Financing Deals which are short duration
  • Klubworks recently got 20 mn USD funding.
  • New Pyse deal live in mid-October
  • All my cashflow in Klubworks, WintWealth,Pyse and GripInvest are as per plan

New Deals

klubwork deals
Klubworks deal
Gripinvest deals
Gripinvest Deals

Pyse Deals

Invoice Discounting and Settlement Finance

PlatformReturnNPA
TradeCred12%Nil
Lendbox(settlement Finance + gold Loans)11.9%Nil
  • TradeCred has now increased deals on platforms and now have UPI also as an option to transfer money
  • Lendbox settlement finance returns have been in line with expectations till now. Lendbox is waiving registration fees for all my referred users. Please contact you RM
  •  Interest Only Loans (gold loans) on Lendbox are performing fine as of now

Lendbox Deals

Global Alternative Hedge Fund

PlatformQuarter returns (since inception)
Hedonova32%

Hedonova had a great quarter with returns north of 30%! This was bolstered by a strong-up move in Crypto. Illiquid assets like a startup,wine,art, etc have valuation updated every 3 months hence quarter-end returns can seem higher than other months

Hedonova Performance

International Real Estate and P2P

PlatformReturnCurrent NPA
Heavyfinance12%
Crowdestor(currently paused)14%4.7%
EstateGuru11%
PeerBerry10.50%
Evostate (Aggregator Platform)12%
Bulkestate12%
Lendermarket14%
RealT US High Yield Property(crypto based)11%Rental yield
Reinvest2411.5%Rent+capital gain
  • Use Winvesta  multicurrency for managing a global portfolio
  • Completely Stopped Crowdestor as platform performance is disappointing

International Equity

  • Earnings season is around the corner and US stocks have done really well in all reporting seasons since March 2020. This time will be the real test.
  • Winvesta is another platform that offers international equities. Check out my video on platform comparison –Winvesta vs Vested

Earning Reason

Crypto Lending Investing

PlatformReturn
KuCoin20%(market dependent 10-60%)
Celsius Network11.5%
BlockFi8.6%
Youhodler12.7%
Vauld12.6%
  • Kucoin is giving 15-20% yield currently due to bull run
  • Celsius is offering 40$ for depositing USDT (code 133908fe3e)
  • Youhodler Paxg (Gold backed coin) offering 8.2% yield over gold returns

Crypto Investment

PlatformQuarter Return
Crypto Hedge Fund Iconomi40%
Crypto Hedge Fund Ember
Crypto Hedging Deribit5%
Bitcoin Trading(Wazirx/Binance)20%
  • Bitcoin has given stellar returns along with ethereum and Solana. Have booked some profit to maintain allocation at pre rally levels
  • Iconomi fund is doing extremely well!

Iconomi Performance

Current allocation:

  • Rupeecircle- 10%
  • I2IFunding- 20%
  • Finzy- 30%
  • Lendbox-30%
  • Faircent-10%
PlatformLoans SelectedYieldNPA
I2IFundingCooperative banks backed loans,E-Rickshaw backed loans,education loan,NBFC backed loans(Monedo etc) Group loans13.7%5%
Rupeecircle (paused till clarity on new management performance)Small business/salaried loans to people with own house and low EMI to Earning Ration14%5.5%
FINZYPrime Borrowers,High Salary ,A category14.2%3.6%
Faircent ( Only SIP Loan)Only Systematic Investment plan with 12% Interest12%0%
  • FINZY is performing well.
  • Have started systematic investment plan loan on Faircent ( Only SIP Loan). Will be covering it in detail soon.

Faircent Loans

Other Alternative Assets

legalpay deals

PlatformAssets
Legalpay (Promo code FV48G4)Litigation Funding
GoldFinXGoldMines
METEXPalladium/Platinum
VinovestExotic Wines
  • There is an upcoming deal on Legalpay. Prebook and get 1000 cashback! We will get the status of the first investment by January 2022.

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