Alternative Investment Portfolio – August 2021

BTC rebound memeAlternative investment including Crypto did well this month however traditional markets were mostly rangebound  as  industrial production numbers from China were disappointing .Delta variant has also put market in a jeopardy . Fed QE tapering plan is adding to the woes of market.
Interest Rate Hike
The broader crypto market continued its bullish price action over the past month with layer-1 solutions Solana and Terra ($LUNA) leading the pack after breaking all-time highs followed by Cardano, which is due to release smart contracts on September 12 . In contrast to traditional markets, crypto seems to be thriving .
Midcaps and Small Caps suffered back home. Investors have moved capital into large caps. it’s now to be seen that large caps will correct or midcaps will pullback   Mid smallcap losers 2408_001

My Alternative Investment Portfolio Performance

This month I have introduced a new platform –  Legalpay (Use Promo code FV48G4 to get gift) which focus on litigation funding. It will take few months before results show up. Overall all alternative platforms have performed well .Cryptocurrency has surpassed all other returns.

Yield Generation Alternative Investment Platform Performance (Annualized)

Alternative Investment
Red Highlighted Paused

Capital Gain Alternative Investment Performance (Quarter Performance)

Crypto is again back with impressive returns. This time altcoins have outperformed Bitcoin. Finally posting some positive returns after 2 months of dismal performance

Crypto Performance

Structured Lending Investment

PlatformReturnNPA
GRIP Invest13% (post tax)Nil
Klubworks22%Nil
GrowFix(Wealth Wint)10%-11.00%Nil
Pyse (referral code RANDOMDIMES01)10%-11%(post tax)Nil
  • Wealth Wint offering is still available on the platform offering 9.5% ,which is MLD  issued by UGRO.MLD are taxed like equity hence preferred by Investors
  • Grip now allows pretax option directly from dashboard and minimum reduced to INR 50k
  • Klubworks recenty got 20 mn USD funding.
  • New Pyse deal live on 30th August
  • All my cashflow in Klubworks, WintWealth ,Pyse (referral code RANDOMDIMES01)and Grip Invest are as per plan

New Deals

klubworks deals
Klubworks deal
Gripinvest Deals GripInvest deals  Wint July Deal
Wint Wealth July
Pyse Deals
Pyse Deals

Invoice Discounting and Settlement Finance

PlatformReturnNPA
TradeCred12%Nil
Lendbox(settlement Finance + gold Loans)12%Nil
  • TradeCred is planning to increase deals in September as the platform is currently not able to meet current demand
  • Lendbox settlement finance returns have been in line with expectations till now. Lendbox is waiving  registration fees for all my referred users. Please contact you RM
  •  Started Interest Only Loans (gold loans) on Lendbox Will review it’s performance soon

International Real Estate and P2P

PlatformReturnCurrent NPA
Heavyfinance12%
Crowdestor(currently paused)14%4.6%
EstateGuru11%
PeerBerry 10.50%
Evostate (Aggregator Platform)12%
Bulkestate12%
Lendermarket14%
RealT US High Yield Property(crypto based)11%Rental yield
Reinvest2411.5%Rent+capital gain
  • Heavyfinance has good number of high yield opportunities
  • Completely Stopped Crowdestor as platform performance is disappointing
  • Lendermarket has few short term loans these days. I dont want to block for long term
  • EstateGuru is the most credible among all the platform
Estateguru Deals

International Equity

Winvesta is another platform which offers international equities. It is a good choice if you have other international investments as connecting with Winvesta  Multicurrency account is seamless

Crypto Lending Investing

PlatformReturn
KuCoin10%-60%(market dependent)
Celsius Network 11.5%
BlockFi 8.6%
Youhodler12.7%
Vauld12.6%
  • My current yield across platforms including arbitrage is close to 12%
  • Celsius is offering 40$ for depositing USDT (code 133908fe3e)
  • Vauld is a good choice for Instant Indian bank transfer .It offers high yield and low transaction cost

Crypto Investment

PlatformQuarter Return
Crypto Hedge Fund Iconomi20%
Crypto Hedge Fund Ember
Crypto Hedging Deribit10%
Bitcoin Trading(Wazirx/Binance)10%
  • Bitcoin is back on the ascendency, rising in price by more than 50 per cent over the last month to pour cold water on fears that the market was heading towards a “crypto winter”. However people are still divided on the trajectory of crypto from here
  • My Returns in Iconomi have again crossed magical 1000% Number

Current allocation:

  • Rupeecircle- 15%
  • I2IFunding- 25%
  • Finzy- 35%
  • Lendbox-25%
PlatformLoans SelectedYieldNPA
I2IFundingCooperative banks backed loans,E-Rickshaw backed loans,education loan,NBFC backed loans(Monedo etc) Group loans13.8%5%
Rupee Circle(paused as no new loans temporarily)Small business/salaried loans to people with own house and low EMI to Earning Ration14%5.5%
FINZY Prime Borrowers,High Salary ,A category14.2%3.6%
Faircent(Onlypool Loans/Education loans)credit pool loan11%1%
  • FINZY is performing well.
  • Rupee Circle is still on hold .Will evaluate the products before resuming investment

Other Alternative Assets

PlatformAssets
Legalpay (Promo code FV48G4)Litigation Funding
GoldFinXGoldMines
METEX Palladium/Platinum
Vinovest Exotic Wines
  • Have invested recently on Legalpay
LegalPay deal
Current Deal On LegalPay

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