Dynamic Systematic Investment Plan

Everybody knows SIP are good.The rationale for SIP investing is not  based on any mathematical model but  psychology of consistency.It just to  average the cost of investment using disciplined periodic investment. The underlying idea is that its hard to time the market if not impossible. Various methods have been devised to predict market direction but … Read more

Replicating a Mutual Fund Portfolio

Mr X want to invest 1,000,000 INR  in equity Mutual Fund. We will assume he is making a lumpsum investment .He wants to stay diversified so he picks these 3 mutual funds: Kotak Select Focus(60%) Reliance Large Cap Fund(20%) Reliance Small Cap Fund(20%) What does the combine portfolio of all three mutual fund look like: … Read more

Mutual Fund and ETF Investment Strategy

Equity Investment through Mutual Fund is growing at a very fast pace and so has been the number of Asset Management Companies in the market.Mutual Fund Companies charge a fees called expense ratio for managing the funds. ETF on the other hand track the broad market Index.The fees for ETF are lower (.05%-.2%) compared to … Read more

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