Hi everybody, From this month I will publish my monthly P2P returns and performance.Also I will show how to perform analysis to make the most out of your investment. Portfolio Synopsis: I have been investing in 3 platforms actively for the past 11 months. I will evaluate all the 3 platforms and how I manage … Read more
I will be covering the top P2P platform month on month performance in terms of returns and defaults.It will be helpful for people to identify improvement or decline in platform performance and thus make decision based on it.The data has been collected from their website. 4 Platform which I am covering as of now are: … Read more
Most of the answers support either buying a house or investing in mutual funds.The case is not that one sided . It depends on many factors such as: cost of interest House appreciation Mutual Funds Return Rental yield. Leverage ratio to buy house I will show you how slight change in any factor can make … Read more
People tend to think about returns while investing but overlook the taxation part which has a big impact on net returns. Example : Lot of people park money in liquid fund but its not very efficient for a person in 30% tax slab as most of his returns go away in tax!! I have created … Read more
I have been actively following the P2P market in India.Having tried some of the platform with my own money I was able to short list some of the most consistent players.One big factor I consider while investing is ,how open the platform is in sharing its loan performance data .I have compiled the loan performance … Read more
I have been reviewing multiple P2P platform and been investing in 3 platform: I2I Faircent Lenden Club. 6 months Performance of my portfolio: I2I As it is evident I have made around 20% return pretax which is not bad. Defaults up till now = 0 EMI in delay = 1000 I2i lending I use to … Read more
How do we create an efficient portfolio. In my earlier post I had discussed on replication of mutual funds using ETF and also on replication of Index using options. Today I will combine all the features to create a portfolio . We take the following assumptions: Life insurance and Health insurance has been take care … Read more
Equity Derivative Trading is a vast subject and with so much of information available these days on internet it can be overwhelming at times to pick up the right content. I have tried to list down few books which I found very helpful.I am listing in the order they should be read in order to … Read more
One major detractor for mutual fund is fees.Lets say somebody has been very disciplined in investing in mutual Funds for years .He made decent money and now his portfolio value is 50 Lakh INR.What would happen if the market does not move for the next 5 years. average Expense ratio = 1.5% Portfolio Value = … Read more
The answer is .It depends!! Real ESTATE vs SIP is a question of CAGR vs XIRR .In real estate you put lumpsum ,so even at lower annual rate you make more money .In SIP you put in multiple periods so though higher rate but lower money lets say you want to buy a 1 Crore … Read more
