Model Portfolio Performance(Jan’2020)

*ETF are collateralized to avail trading margin

Setting Up Portfolio

  • To buy zero cost Direct Mutual Fund, ETF, REIT ,collateral creation of long term holding,cheapest available platform in the market is Zerodha

Zerodha Referral

  • P2P Platforms

For Pool Loans in Education and Consumer category yielding 14-15% use Faircent

Faircent Referral

For NBFC backed Loans, Employer Tie Up,Group Loans, Government Employee Loans use I2I

I2I Account Referral Link

(First Use the link to register then add the Code NEWYEARSPECIAL while paying to get 50% off)

For High yielding salaried people loan use RupeeCircle

Rupee Circle Referral Code- PIND145
Rupee Circle

For Education Loans register on FinancePeer

Referral Discount Code – MNJ6547


For OMLP2P and LendenClub

LendenClub Referral Code – LDC11989

OMLP2P Referral Link


  • Invoice Discounting Referral

Invoice Discounting Platform TradeCred Link:

For other Invoice discounting platform ping me on 9967974993 or mail me on

  • Global Investing Platform

For Investing in International REIT and Stocks use Stockal:


under partner ID  use “Randomdimes” to get additional future benefits and renewal discounts